Welcome to the Debt Help BLOG

IVAs! You either love 'em or you hate them. Personally I think they are a very generous arrangement that have been taken advantage of. IVA help and advice is available to any one who is over £15,000 in debt and who are having trouble repaying the money.

Being asked to co-sign a loan is terrible situation. It’s an easy way to get yourself into debt should they fail to make payments and very difficult to say no to.

There’s usually a reason financial institutions ask for a co-signer – and that’s because there’s a chance the person getting the loan might not be able to pay it off. Quite often people are asked to get a co-signer because they have bad credit to begin with, or are considered a lending risk.